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The use of information on our site is free if you are searching for information, products or services, however no other commercial use of this information is allowed, nor can it be copied, re-transmitted or distributed without our written approval.


Tern Associates Ltd reserve the right to change our Privacy Policy or terms and conditions at our discretion and without notice.

By using our web site you are agreeing with and accepting these terms and conditions.

A partnership more than a contract ...


This web site contains information, which is for guidance only. There may be omissions or inaccuracies in information contained in the site and the information is given on the understanding that it should not represent a substitute for our professional consultation.

Although we have made every effort to ensure the information in the web site is reliable, Tern Associates Ltd accepts no responsibility for inaccuracy, omissions or typographic errors within this information. Tern Associates Ltd issues no guarantee of completeness, accuracy or timeliness of this information.

Tern Associates Ltd will not be held liable for decisions made or actions taken on reliance of information on this web site.

Links to other web sites

Our web site contains links to other web sites which are beyond the control of Tern Associates Ltd and are not covered by Tern Associates Ltd's terms and conditions. If you access other sites using the links provided, the operators of these sites may collect information from you which will be used by them in accordance with their privacy policy.

Tern Associates Ltd make no representation as to the accuracy or any other aspect of the information contained on such linked sites.

Tern Associates Ltd is not responsible for the contents or reliability of linked web sites and does not necessarily endorse views expressed within them. Listing should not be taken as endorsement of any kind. We cannot guarantee that these links will work all of the time and we have no control over the availability of the linked pages.